✨ Silver Savings Scheme
Monthly silver credit
Your savings converted to silver at daily market rate – no hidden margins.
Insured vault
Physical silver stored in insured, audited vaults with allocated ownership.
Loyalty bonus
Additional 5% silver grams on completion of 3 years.
Lifetime conversion
Convert to coins, bars, or cash at any branch after lock-in.
⚙️ How the scheme works
Pick a plan
Choose from Saver to Royal or set custom monthly deposit (min ₹500).
Auto-debit or UPI
Set up monthly payment – we buy silver at live market rate.
Silver allocated
Grams credited to your digital account, visible 24/7.
Deliver or redeem
After lock-in, get coins/bars or sell back at spot price.
📈 Why silver? Key benefits
Inflation hedge
Silver has preserved purchasing power for centuries, outlasting currencies.
Industrial demand
Solar panels, EVs, electronics – silver demand is soaring.
Affordable entry
Start with as little as ₹500/month – build wealth gradually.
No TDS on physical
Take delivery of pure .999 silver without tax deducted at source.
📊 Plan comparison
| Plan | Monthly deposit (₹) | Tenure (years) | Maturity silver (grams)* | Bonus gram |
|---|---|---|---|---|
| Silver Saver | 1,000 | 3 | ~ 155 g | — |
| Silver Plus | 2,500 | 5 | ~ 410 g | 15 g |
| Silver Premium | 5,000 | 5 | ~ 830 g | 30 g |
| Silver Royal | 10,000 | 8 | ~ 1,780 g | 100 g |
*Indicative based on current silver rate ₹75/g; actual grams may vary with market.
🧮 Live silver calculator
* at current rate, before storage fee. Bonus only applicable for selected plans; custom shows 0 bonus (contact for eligibility).
❓ Frequently asked questions
📋 Apply for Silver Savings
✨ Selvi Silver Palace | Silver savings for every Indian ✨